Why Retirement Planning 101?
Oliver Abel

Retirement Planning 101, a service of EnTrusted Financial Advisors, is a highly effective employee benefit to reduce workforce stress and increase productivity.  Given the small amounts of retirement assets of most employees, it is unlikely that they would be able to attract high-quality investment advice (due to low asset balances) or be willing to pay for such advice on an hourly basis.

Our service offers employers a unique opportunity to leverage the value of their retirement plans by delivering an on-site employee benefit of unbiased professional retirement planning at an affordable price for all active workers.  Our service assists in satisfying ERISA 404(c) guidelines accomplished without any conflicts of interest or ERISA fiduciary issues regarding plan participant investment guidance.

"Approximately 94% of workers said they want to do a better job managing their money..."
ING Survey, 2011

"Less than 20% of Americans in their 50's have tried to design a retirement plan."
O. Mitchell, Professor, The Wharton School (12/09) and Executive Director, Pension Research Council

“61% of Boomers fear outliving their retirement funds more than death.”
Reclaiming the Future: Challenging Retirement Income Perceptions, Allianz Life, 2010


"Cheap trustworthy advice is in desperately short supply. Roughly 50 million workers with no access to professional advice could benefit from it..."
WSJ, 2010
 

"Once participants enroll in a 401(k) plan their investing habits are often sub-optimal…Many employees are not investing in a diversified portfolio, are taking inappropriate risks, and very few rebalance their portfolio regularly, if at all."
Aon Hewitt Survey, 2011